STUDENT HEALTH INSURANCE

This webpage provides all the tools you need to manage your Mercyhurst University Student Health Insurance from Highmark Community PPO Blue. If you are a current Mercyhurst student, please visit the Student Health Insurance Hub page to access the Mercyhurst Student Health Insurance Enrollment Form, Dental Insurance Enrollment Form, Vision Insurance Enrollment Form, or the Mercyhurst Student Health Insurance Opt Out Form.

Mandatory Health Insurance Enrollment Policy

Mercyhurst University requires all student-athletes and international students (undergraduate, graduate, and adult) to have certain minimum health insurance to attend classes and participate in varsity athletics. If you do not complete the Health Insurance Enrollment Form, you will be automatically enrolled in the Mercyhurst University Student Health Insurance Plan and billed accordingly, unless you complete the Health Insurance Opt Out Form linked above and receive approval that your current insurance plan is acceptable. You may also purchase dental and/or vision insurance by using the link above, although this is not mandatory.

Any Mercyhurst University student and their dependents may also enroll in our health insurance on a voluntary basis. There are plans available for a combined student and spouse plan or family coverage; contact us for more information.

FAQs

You may be eligible for opt out approval of the Mercyhurst Student Health Insurance Plan if your current plan meets the following insurance requirements.

  • Offer at least 80% coverage for in-patient and out-patient services, and include coverage for wellness, preventative & routine services. Emergency room coverage alone, is not acceptable. 
  • Not have an annual deductible greater than $2,500 for individuals.
  • Include mental health benefits.
  • Have a local provider network, allowing for claims to be paid at the highest amount. 
  • Not contain any language limiting coverage on pre-existing conditions. 
  • Cover injuries that occur during participation in intercollegiate athletics (for student-athletes only).
  • Have limits of at least $90,000 including coverage for sport-related injuries (for student-athletes only).

If your current insurance plan meets all of the requirements and you’d like to opt out of the Mercyhurst University Student Health Plan, please contact us at mercyhurststudenthealth@hubinternational.com to start the opt-out process. Any submitted documentation must be in English. Mercyhurst does not accept temporary, individual or travel policies of any kind; the only acceptable insurances to be opted out are your parent’s or spouse’s plan.

Important Insurance Terms